:root{--navy:#062765;--blue:#0757c9;--sky:#27a3ff;--yellow:#ffd839;--gold:#f1b700;--line:#dfe7f4;--muted:#68768e;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR",Arial,sans-serif;color:#101c3b;background:#f4f7fd}a{text-decoration:none;color:inherit}button,input{font:inherit}.container{width:min(1120px,calc(100% - 32px));margin:auto}.top{position:sticky;top:0;z-index:80;background:#fff;border-bottom:1px solid var(--line)}.nav{height:68px;display:flex;align-items:center;gap:22px}.brand{font-size:24px;font-weight:1000;color:var(--navy)}.brand b{color:var(--blue)}.navlinks{display:flex;gap:18px;margin-left:auto;font-size:14px;font-weight:800}.kakao{border:0;background:#fee500;border-radius:999px;padding:11px 16px;font-weight:900;color:#251d00;cursor:pointer}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:15px;padding:14px 18px;font-weight:900;cursor:pointer}.btn-primary{background:var(--yellow);color:#11255a}.btn-blue{background:var(--blue);color:#fff}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:0 8px 24px rgba(21,52,108,.07)}.section{padding:42px 0}.pagehead{text-align:center;padding:42px 0 22px}.pagehead h1,.pagehead h2{margin:0 0 10px}.pagehead p,.small{color:var(--muted);line-height:1.65}.pill{display:inline-block;padding:7px 11px;border-radius:999px;background:#e8f1ff;color:var(--blue);font-weight:900;font-size:12px}.progress{height:13px;border-radius:999px;background:#dce5f3;overflow:hidden}.progress i{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--blue),var(--sky))}.steps,.region-grid{display:grid;gap:12px}.steps{grid-template-columns:repeat(3,1fr);margin:20px 0}.step,.region{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;text-align:center}.step b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;margin:auto}.region-grid{grid-template-columns:repeat(3,1fr)}.region{cursor:pointer}.bottomnav{display:none}.footer{padding:25px 0;background:#041b48;color:#c8d7ef;font-size:13px;text-align:center}
@media(max-width:820px){.navlinks{display:none}.nav{height:60px}.kakao{margin-left:auto}.region-grid,.steps{grid-template-columns:1fr 1fr}.bottomnav{display:grid;position:fixed;bottom:0;left:0;right:0;z-index:100;grid-template-columns:repeat(5,1fr);background:#fff;border-top:1px solid var(--line);padding:9px 6px calc(9px + env(safe-area-inset-bottom));box-shadow:0 -5px 20px rgba(0,0,0,.08);gap:4px}.bottomnav a{text-align:center;font-size:12px;font-weight:900;color:#40506d;display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:54px;line-height:1.2;border-radius:12px}.bottomnav a:active,.bottomnav a:hover{background:#f2f6ff;color:#0f56cc}body{padding-bottom:84px}}
@media(max-width:520px){.container{width:min(100% - 22px,1120px)}.region-grid,.steps{grid-template-columns:1fr}.section{padding:30px 0}}

/* V41 모바일 간소화 */
@media(max-width:560px){
  .container{width:calc(100% - 20px)}
  .top .nav{height:56px;gap:10px}
  .brand{font-size:20px}
  .kakao{padding:9px 12px;font-size:12px}
  .section{padding:24px 0}
  .pagehead{padding:28px 0 14px}
  .pagehead h1,.pagehead h2{font-size:25px;letter-spacing:-.8px}
  .pagehead p{font-size:13px;line-height:1.55}
  .card{padding:17px;border-radius:18px}
  .btn{min-height:46px;padding:12px 14px;border-radius:13px}
  .steps{grid-template-columns:repeat(3,1fr);gap:7px}
  .step{padding:11px 6px;border-radius:14px}
  .step b{width:28px;height:28px;font-size:12px}
  .step h3{font-size:12px;margin:8px 0 2px}
  .step p{display:none}
  .region-grid{grid-template-columns:repeat(2,1fr);gap:8px}
  .region{padding:12px 10px;border-radius:14px}
  .region h3{font-size:14px;margin:0 0 3px}
  .region p{font-size:10px;margin:0;line-height:1.35}
  .pill{font-size:10px;padding:6px 9px}
  .bottomnav{padding-top:8px}
  .bottomnav a{font-size:12px;min-height:56px;line-height:1.18}
}